Iqtishodia: Jurnal Ekonomi Syariah http://ejournal.alqolam.ac.id/index.php/iqtishodia <p><strong>Iqtishodia: Jurnal Ekonomi Syariah</strong> is a scientific journal that serves as a means of developing intellectual lecturers and academics of Islamic economic activists.<br>This journal published by the Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam. This is published since 2016 and regularly publish an article twice a year in March and September.</p> <p align="justify"><strong>This journal has been accredited by National Journal Accreditation (ARJUNA) Managed by Ministry of Research, Technology, and Higher Education, Republic Indonesia in Grade <a href="http://sinta.ristekdikti.go.id/journals/detail?id=6167" target="_blank" rel="noopener">(Sinta 4)</a> since December 2019 according to the decree</strong> <strong><a title="SK Akreditasi Jurnal" href="https://drive.google.com/open?id=1-STwCX9wslyS6i6H9o7-9DV4Ne2c1ubg"> <span class="fontstyle0">36/E/KPT/2019</span></a> <br style="font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: -webkit-auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"></strong>All articles submitted will be subject to a review process and the results of the review will be published after obtaining approval from the Reviewers. this journal is strongly opposed plagiarism by tracking the level of plagiarism of the manuscript submitted.</p> <p>All published articles can be accessed publicly online and are free to download. The authors have no obligation to pay, whether to submit, processing or publication of articles.<br><br><a href="http://sinta.ristekdikti.go.id/journals/detail?id=6167" target="_blank" rel="noopener"><img src="/public/site/images/alqolam/akreditasi-jurnal-iqtishodia_p.jpg"></a></p> <p>___________________________________________________________________________________________</p> Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam en-US Iqtishodia: Jurnal Ekonomi Syariah 2503-118X Optimalisasi Peran Pembiayaan Produktif Bank Syariah Bagi UMKM di Indonesia http://ejournal.alqolam.ac.id/index.php/iqtishodia/article/view/263 <table style="height: 213px;" width="740"> <tbody> <tr> <td> <p>Productive financing are very important in Indonesia, considering that in Indonesia there are around 52 million MSMEs . This study aims to determine the development and optimization of productive financing products in Islamic Banks towards MSMEs.This research is qualitative by using documentation techniques in data collection. Data analysis was performed using qualitative procedures. The results of this study found that the optimization of productive financing of Islamic Banks for MSMEs is still not optimal due to the financing of Islamic banks for MSMEs not being a priority and financing of Islamic banks in the consumer sector is still dominant.</p> </td> </tr> </tbody> </table> Trimulato Trimulato Amiruddin K. Ismawati Ismawati Nuraeni Nuraeni Copyright (c) 2020 2020-02-20 2020-02-20 5 1 1 6 10.35897/iqtishodia.v5i1.263 Potret Perilaku Konsumsi Mahasiswa-Santri Pondok Pesantren Mahasiswa UII dan Pondok Pesantren Mahasiswa Pandanaran Komplek IV Yogyakarta http://ejournal.alqolam.ac.id/index.php/iqtishodia/article/view/276 <table> <tbody> <tr> <td> <p>In order to meet the needs of life, humans are required to carry out consumption activities by using and utilizing goods and services. The purpose of this study was to conduct an in-depth analysis related to the consumption behavior of the Santri Islamic Boarding School Students and Islamic Boarding Schools in Sunan Pandanaran Campus IV Yogyakarta. This research is qualitative, the method of collecting data is by doing some questionnaires, observations, interviews, and documentation. The results of the data analysis are continued in the descriptive analysis. The results of this study showed that the consumption behavior of students in both Islamic Boarding in-line with the principles of Islamic teaching.</p> </td> </tr> </tbody> </table> Muhammad Qamaruddin Copyright (c) 2020 2020-03-19 2020-03-19 5 1 7 15 10.35897/iqtishodia.v5i1.276 Pengaruh Kualitas Layanan Bank Muamalat Indonesia Kantor Cabang XXX terhadap Kepuasan Nasabah Produk Tabungan http://ejournal.alqolam.ac.id/index.php/iqtishodia/article/view/278 <table> <tbody> <tr> <td> <p>Quality of service is the most important aspect in the service industry, including the banking industry. The purpose of this study is to conduct an in-depth analysis related to the effect of service quality on customer satisfaction on savings products at Bank Muamalat Indonesia XXX Branch Office. This type of research is quantitative. Data collection methods in this study were questionnaire and documentation. Data analysis uses validity test, normality test, classic assumption test, and multiple linear analysis test using SPSS. The results found that simultaneous service quality affected the satisfaction of savings customers at Bank Muamalat XXX Branch Office. Partially, variable physical evidence (tangible), reliability (reliability), guarantee (assurance), and empathy (empahty) have a significant effect on customer satisfaction. While responsiveness does not significantly influence customer satisfaction.</p> </td> </tr> </tbody> </table> Afiatun Nuzulullaeli Rahmad Hakim Agus Purwadi Copyright (c) 2020 2020-03-25 2020-03-25 5 1 16 23 10.35897/iqtishodia.v5i1.278 Jual Beli Air Bersih di Desa Banaran Kecamatan Pulung Kabupaten Ponorogo Perspektif Hukum Positif dan Hukum Islam http://ejournal.alqolam.ac.id/index.php/iqtishodia/article/view/279 <p>Water is an important role in human life. The existence of water makes economic activities come alive and develop. This study aims to conduct an in-depth analysis related to the practice of buying and selling clean water in Banaran Village, Pulung District, Ponorogo Regency in the perspective of positive law and Islamic law. This research is qualitative. Data collection techniques using interview and documentation techniques. Data analysis techniques using qualitative data analysis. The conclusion of the study shows that the practice of buying and selling clean water in Sooro hamlet in Banaran village, Pulung subdistrict, Ponorogo regency is not in accordance with positive law and Islamic law</p> Arlinta Prasetian Dewi Okky Iskandar Copyright (c) 2020 2020-03-30 2020-03-30 5 1 24 31 10.35897/iqtishodia.v5i1.279