Iqtishodia: Jurnal Ekonomi Syariah http://ejournal.alqolam.ac.id/index.php/iqtishodia Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam en-US Iqtishodia: Jurnal Ekonomi Syariah 2503-118X Analysis of Factors Affecting Non-performing Financing at Islamic Banks in Indonesia Using Error Correction Model Approach http://ejournal.alqolam.ac.id/index.php/iqtishodia/article/view/394 <p>Banking plays a very important role in the country's economy. Financing of Islamic Banking certainly has non-performing financing. Worsening the NPF ratio means Syariah Bank has a high level of financial problems. This research aims to analyze the influence of internal factors (asset and financing deposit ratio) and external factors (inflation and exchange) against NPF to Syariah Bank in Indonesia. This research used a secondary data sourced from Indonesian Bank from January 2011 to June 2018. With using Error Correction Model (ECM) this research's result shows that in the short term only the FDR variable that has a significant impact on the NPF, while the asset variable, inflation, and exchange aren't influential. Then in the long term, asset variable and inflation influence significantly against Syariah Bank NPF, Whereas FDR variable and exchange aren't influential.</p> Mohammad Dendi Abdul Nasir Nunuk Khomariyah Copyright (c) 2021 Mohammad Dendi Abdul Nasir, Nunuk Khomariyah http://creativecommons.org/licenses/by-nc/4.0 2021-06-18 2021-06-18 6 1 Antecedents of Consumer Behavior at Islamic Bank in Indonesia http://ejournal.alqolam.ac.id/index.php/iqtishodia/article/view/431 Miftachul Ulum Copyright (c) 2021 Miftachul Ulum, Abdul Mun’im http://creativecommons.org/licenses/by-nc/4.0 2021-06-18 2021-06-18 6 1 The Impact of Indonesian Muslim Consumers Hedonic and Trust on the Online Purchase Intention with Attitude as Intervening Variable (Case Study at Shopee Marketplace) http://ejournal.alqolam.ac.id/index.php/iqtishodia/article/view/520 <table> <tbody> <tr> <td> <p>This study aims to analyze the hedonic influence and trust in online purchase intention with attitude as an intervening variable. The sample used 212 respondents who are Muslim consumers in Indonesia and have made a purchase online at shopee. The method of testing data through online questionnaires was carried out on 17 November - 6 December 2020. The analysis technique used SEM-PLS 3 (structural equation model-partial least square. The results found that the hedonic and attitudes have a positive and significant toward online purchase intention, whereas there is no influence on the direct relationship between hedonic and online purchase intention. Further, there is a positive and significant influence between trust and attitude. As well as the direct influence test between attitude and online purchase intention also has a positive and significant effect. This research is expected to contribute to online sellers in the market to find out online purchase intentions for consumers, as well as become an insight for Muslim consumers to differentiate between their needs and desires in consuming according to Islamic teachings.</p> </td> </tr> </tbody> </table> Shally Nur Rasyida Copyright (c) 2021 http://creativecommons.org/licenses/by-nc/4.0 2021-03-25 2021-03-25 6 1 1 8