Relevansi Akad Ijarah Pada Pembiayaan Umroh di Bank Syariah Kantor Pusat Jakarta Perspektif Hukum Islam
DOI:
https://doi.org/10.35897/iqtishodia.v3i2.217Keywords:
Ijarah, Umrah, Islamic FinancingAbstract
This research is intended to acknowledge the position of ijarah agreement that used in Umrah bailouts fund specifically Umrah financing at Sharia Mandiri Bank Head Office Jakarta. Additionally, to acknowledge how the implementation of the Umrah financing products when paired with ijarah agreement. The method used is qualitative by means of analytical descriptive methods. This study defined primary and secondary data that obtained from the descriptive research location. Wherewith collecting the primary or secondary data that obtained in the form of interview results of Sharia Mandiri Bank, documentation and also literature study related to this study. The results of this study displayed that this Umrah financing products are right when paired with ijarah agreement. All scholars also allow the validity of this ijarah agreement in muamalah. This ijarah agreement also had the strong foundation of the three basic Islamic law, the Qur’an, the Hadith and Ijma. Furthermore, this results of this also elaborated how the implementation of Umrah financing scheme and did not encounter any problems that may cause ijarah agreement to be void, because of this product is based on Fatwa of National Sharia Council No. 09/DSN-MUI/IV/2000 in respects of ijarah financing, and No. 44/DSN-MUI/VIII/2004 multi-service financing.
Downloads
References
Ascarya, 2011. Akad dan Produk Bank Syariah (Jakarta: PT Raja Grafindo.
Ash Shiddieqy, Muhammad Hasbi. 1999. Pedoman Haji. Semarang: Pustaka Rizki Putra.
Indah Deliyani, “Analisis Terhadap Aplikasi Pembiayaan Ijarah Multijasa Pada BMT Al-Munawwarah” (Skripsi Ilmu Ekonomi Syariah UIN Syarif Hidayatullah, Jakarta 2008).
Kementrian Agama Direktorat Jenderal Haji dan Umroh. 2012. Haji dari Masa ke Masa. Jakarta: Pustaka Al Husna,
Majelis Tertinggi Urusan Keislaman Mesir. 1999. Sunnah-Sunnah Pilihan Haji dan Umroh. Bandung: Angkasa
Rahma Putri Islami, “Comperative Advantage Produk Dana Talangan Haji dan Talangan Umroh Pada Bank Muamalat Indonesia” (Skripsi Ilmu Ekonomi Syariah UIN Syarif Hidayatullah, Jakarta 2014).
Rahman, Ritonga A dan Zainuddin, Fiqih Ibadah. Jakarta: Gaya Media Pratama. 2002.
Tim Laskar Pelangi. 2016. Metodologi Fiqih Muamalah. Kediri: Lirboyo Press.
Wawancara dengan Joko Santoso di Bank Syariah Mandiri Kantor Pusat Jakarta, tanggal 3 Agustus 2017.
Widiana Susilian Yuliayu, “Pembiayaan Talangan Dana Umroh Melalui Produk Ijarah Flexi iB Hasanah Umroh pada Bank BNI Syariah Cabang Jakarta Barat” ” (Skripsi Ilmu Sosial UIN Syarif Hidayatullah, Jakarta 2016).
Yudiansyah, Ilham. “Implementasi Pelayanan Ibadah Umroh pada PT. Alia Indah Wisata”. Skripsi Ilmu Dakwah dan komunikasi Universitas Syarif Hidayatullah, Jakarta 2013.
