Iqtishodia: Jurnal Ekonomi Syariah <p><strong>Iqtishodia: Jurnal Ekonomi Syariah</strong> is a scientific journal that serves as a means of developing intellectual lecturers and academics of Islamic economic activists.<br />This journal published by the Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam. This is published since 2016 and regularly publish an article twice a year in March and September.</p> <p align="justify"><strong>This journal has been accredited by National Journal Accreditation (ARJUNA) Managed by the Ministry of Research, Technology, and Higher Education, Republic Indonesia in Grade <a href="" target="_blank" rel="noopener">(Sinta 4)</a> since December 2019 according to the decree</strong> <strong><a title="SK Akreditasi Jurnal" href=""> <span class="fontstyle0">36/E/KPT/2019</span></a> <br style="font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: -webkit-auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" /></strong>All articles submitted will be subject to a review process and the results of the review will be published after obtaining approval from the Reviewers. this journal is strongly opposed plagiarism by tracking the level of plagiarism of the manuscript submitted.</p> <p>All published articles can be accessed publicly online and are free to download. The authors have no obligation to pay, whether to submit, processing, or publication of articles.<br /><br /><strong>Beginning Volume 6, Issue 1 (March 2021), We only publish an article in the English language only to improve our quality of the journal and its reputation in the International and global world. </strong> <br /><br /><a href="" target="_blank" rel="noopener"><img src="" /></a></p> <p>___________________________________________________________________________________________</p> en-US (Ririn Noviyanti) (Yahya Maksum) Fri, 19 Mar 2021 00:00:00 +0000 OJS 60 The Impact of Indonesian Muslim Consumers Hedonic and Trust on the Online Purchase Intention with Attitude as Intervening Variable (Case Study at Shopee Marketplace) <table> <tbody> <tr> <td> <p>This study aims to analyze the hedonic influence and trust in online purchase intention with attitude as an intervening variable. The sample used 212 respondents who are Muslim consumers in Indonesia and have made a purchase online at shopee. The method of testing data through online questionnaires was carried out on 17 November - 6 December 2020. The analysis technique used SEM-PLS 3 (structural equation model-partial least square. The results found that the hedonic and attitudes have a positive and significant toward online purchase intention, whereas there is no influence on the direct relationship between hedonic and online purchase intention. Further, there is a positive and significant influence between trust and attitude. As well as the direct influence test between attitude and online purchase intention also has a positive and significant effect. This research is expected to contribute to online sellers in the market to find out online purchase intentions for consumers, as well as become an insight for Muslim consumers to differentiate between their needs and desires in consuming according to Islamic teachings.</p> </td> </tr> </tbody> </table> Shally Nur Rasyida Copyright (c) 2021 Thu, 25 Mar 2021 00:00:00 +0000 Preference of Santri in Increasing Interest of Saving at Sharia Banks in Malang Regency <table> <tbody> <tr> <td> <p>At present the sharia banking sector is experiencing relatively rapid growth. Islamic banking is able to show high acceleration of growth with an average growth of 40.20% per year in the last five years (2015-2020). While the average national banking growth was only 16.7%. Therefore, Islamic banking is nicknamed "The fastest growing industry". This rapid growth can be seen from the financial ratios of Islamic banks which show that Islamic banks have a good level of health. Of course there are some things that need to be known to cause an increase in financial ratios including knowledge, religiosity, bank products and services. This study aims to determine the preferences of students saving interest towards Islamic banks. This research method is quantitative research with data analysis techniques using Correlation Research using SPSS software. Data collection uses stratified random sampling by taking 81 samples from various strata. The results of this study indicate that there is an influence of Knowledge, Religiosity, Bank Products, Services on students' interest in saving students, which means the hypothesis is accepted.</p> </td> </tr> </tbody> </table> Roisul Adib Copyright (c) 2021 Roisul Adib Tue, 30 Mar 2021 00:00:00 +0000 Antecedents of Consumer Behavior at Islamic Bank in Indonesia <p>The emergence of Islamic banking is based on conventional banking activities that prioritize the interests of gaining profits that are prohibited by Islam and economic aspects which are based on transferring business risks to one party. This study aims to analyze the antecedents of consumer behavior at Islamic Bank in Indonesia. This research is qualitatif, using documentation as method of data collection. Analysis data using qualitatif method. The results found that consumer behavior is influenced by several factors, namely: environmental influences, individual differences and influences, and psychological. However, the process of consumer behavior that is built with the fundamentals of Islamic sharia will provide benefits for a better life in the world and life in the hereafter becomes the ultimate goal of life.</p> Miftachul Ulum, Abdul Mun’im Copyright (c) 2021 Miftachul Ulum, Abdul Mun’im Fri, 26 Mar 2021 00:00:00 +0000 The Impact of Productive Waqf During the Covid-19 Pandemic <p>Since the Covid-19 outbreak in Indonesia, the community's economy need the assistance in the form of basic necessities or in the form of money because they low of income. The existence of waqf, especially productive waqf, is very important in an effort to help this problem. &nbsp;This study aims to analyze the impact of productive waqf during the covid-19 pandemic on community economic resilience at Pengelola Wakaf Desa Wandanpuro Bululawang. This study is qualitatif, using interview and documentation in the &nbsp;data colletion technique. The data collected, analysed by qualitatif method. The results found that waqf, especially productive waqf, is very important in an effort to help the community's economy both to help relieve the main burden of the poor and orphans, either in the form of assistance in the form of basic necessities or in the form of money</p> Rudy Catur Rohman Kusmayadi , Ririn Noviyanti Copyright (c) 2021 Rudy Catur Rohman Kusmayadi , Ririn Noviyanti Mon, 29 Mar 2021 00:00:00 +0000 Analysis of Factors Affecting Non-performing Financing at Islamic Banks in Indonesia Using Error Correction Model Approach <p>Banking plays a very important role in the country's economy. Financing of Islamic Banking certainly has non-performing financing. Worsening the NPF ratio means Syariah Bank has a high level of financial problems. This research aims to analyze the influence of internal factors (asset and financing deposit ratio) and external factors (inflation and exchange) against NPF to Syariah Bank in Indonesia. This research used a secondary data sourced from Indonesian Bank from January 2011 to June 2018. With using Error Correction Model (ECM) this research's result shows that in the short term only the FDR variable that has a significant impact on the NPF, while the asset variable, inflation, and exchange aren't influential. Then in the long term, asset variable and inflation influence significantly against Syariah Bank NPF, Whereas FDR variable and exchange aren't influential.</p> Mohammad Dendi Abdul Nasir, Nunuk Khomariyah Copyright (c) 2021 Mohammad Dendi Abdul Nasir, Nunuk Khomariyah Fri, 18 Jun 2021 00:00:00 +0000